WooCommerce Stripe Authorise Integration

Flexible Payments. Reduced Risk. Smarter Cash Flow.

Our custom WooCommerce Stripe Authorise Integration gives your business a smarter, more secure way to manage payments. Built for merchants who prefer accepting bank transfers but still want to secure customer intent, this integration uses Stripe’s authorisation-only feature to place a temporary hold on the customer’s card. If they pay via bank transfer, the hold is released. If not, the card is charged. Simple as that.

Ideal for businesses handling high-value orders or B2B transactions, it balances payment flexibility with financial protection.

🔒 Secure Card Authorisation

At checkout, a configurable percentage of the order total (for example, 10% to 30%) is held on the customer’s credit card. This hold does not charge the card straight away. It simply reserves the funds for a set period (up to 7 days), confirming the customer’s intent without committing them to immediate payment.

💸 Bank Transfer Flexibility Without the Risk

If the customer pays via bank transfer, the integration automatically voids the card hold within the authorisation window. This allows you to accept direct deposits or EFTs without the risk of non-payment.

🧾 Backup Charging for Unpaid Orders

If payment is not received within your specified timeframe, the integration automatically captures the held amount or charges the full order value, depending on your settings. This removes the need to follow up on unpaid invoices or manually charge customers.

⚙️ Customisable Workflows

Every business is different. This integration lets you define how long the hold lasts, how much is held, and when charges should be processed. Whether you are managing pre-orders, made-to-order products, or wholesale clients, the setup can be adjusted to match your payment process.

This solution is perfect for agencies, wholesalers, and businesses that manage larger or more complex orders. It helps you encourage low-fee payment methods while ensuring you are not left out of pocket.

Need a tailored version?
We can adjust the workflow, timing, or logic to suit your specific requirements.